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Insurance Telematics (coming soon)
About Insurance Telematics
Insurance telematics provides the means for both the insurer and the insured to better manage driver behaviour, which can reduce loss ratios and deliver rewards for safer driving. It allows insurers to provide a more tailored approach to premiums associated with an individual’s risk profile, enabling Cartrack to get the best possible premium for you.
The data can also be utilised to more accurately reconstruct accident scenes, therefore resulting in easier and faster evaluation of claims and a reduction of the headaches involved in the aftermath of an accident or theft.
Benefits of Insurance Telematics
Intelligent insurance with Cartrack
Merging AI with telematics
How insurance telematics works
Information for education and cost saving
Once we professionally install our in-house developed telematics into your vehicle, you can start receiving reports on driving behaviour. This is achieved using algorithms that assess many key driving habits and behaviours such as speeding, harsh braking, numbers of hours and kilometres driven in a month and specific times of day spent on the road.
With this information, you will be better positioned to change habits that increase your risk of harm, damage and, reduce inefficient fuel usage, all the while reducing the premiums you pay for your vehicle insurance.
Additional safety advantages
In cases of vehicle accidents, we will create an accurate crash reconstruction report using your vehicle’s key metrics prior to the crash, leading to easier, faster and more successful claims. Cartrack telematics data also adds more credibility to your theft insurance claims, ensuring that you always have what you need for a more successful claim.
To keep you safe and your vehicle secure, you can get additional Stolen Vehicle Recovery (SVR) and Crash Alert features, which ensures that you are always protected in accidents or situations of possible vehicle theft.
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